Phil Cannella Testimonial: Stephen and Sandy Desirey

Phil Cannella created the Crash Proof Retirement System in the interest of protecting the nest eggs and retirement futures of Baby Boomers like Stephen and Sandy Desirey of Skippack, Pa.

Stephen Desirey, a retired chemical engineer, and his wife Sandy heard about the Crash Proof Retirement System back in 2010. Unhappy with the advisor they had at the time, the Desireys decided it was time for a change.

Stephen and Sandy knew they wanted to find a way to invest their money without the risk that was eating away at their nest egg.

As we often hear at Crash Proof Retirement, one of the most perplexing things to the Desireys was how their advisor could continuously make money while they seemed to be losing theirs.

“Something is wrong with that picture,” said Stephen. “And as we listened, it became obvious that there was a better way—a safer way.”

“We were not at the period of life where we were really building income. [We were] beginning to start managing what we had built. We needed a different plan for that stage of life.”

After attending a Crash Proof Retirement educational event in Lancaster, Pa., the Desireys were on the path to building that plan. But it really clicked for Stephen when he came to our Crash Proof Retirement headquarters in King of Prussia, where he realized this experience would be vastly different from his relationship with his old securities advisor. More than anything, however, he wondered why no previous advisor had ever mentioned these guaranteed investments.

“Here was a vehicle that was not being widely promoted at all,” Stephen summarized. “The fact that it was not being mentioned by those advisors drove my interest to learn more about it.”

The Desireys were determined to get the full story this time around, so they came to their first meeting with Phil Cannella and Joann Small armed with questions. “The people at Crash Proof Retirement could not have been more helpful,” Stephen continued. “They showed us examples, they discussed and answered all of our questions to the point where we became really comfortable.”

The best retirement plan is the one you don’t have to think about, and that’s what Stephen and Sandy Desirey enjoy now. The Desireys have been secured by the Crash Proof Retirement System for five years—a period in which they’ve averaged 6.6% annually. Best of all, they need not worry about the volatility in the stock market thanks to a team of experts that constantly monitors their account.

“Most mainstream media financial advice on maximizing your retirement is ‘buy this, invest in that,’” concluded Sandy Desirey. “But those things are risky. They won’t help you sleep at night. I am 100% confident that we are Crash Proof, and we will be able to live out our lives the way we had designed—and we’ll leave something behind for our three children.”

Crash Proof your retirement future by calling 1-800-722-9728, or visit

To hear more stories of people enjoying the Crash Proof Retirement System, tune in to The Crash Proof Retirement Show on Talk Radio 1210 AM WPHT every Saturday from 11 a.m.—noon.

About Phil Cannella

Head Analyst with First Senior Financial Group