Picking a place to retire to is a hard decision. You have to think about where you currently live, where you want to be, healthcare, and how far away you want to be away from your family. Milken Institute ranked the top 100 cities in America that mark the best opportunities for retirees and narrowed it down to the top 10 best places for those who are 65 years and older. Here are a few from the list. Madison, Wisconsin. Madison, Wisconsin is the number Read More +
Downsizing is a great way to save some money and improve your finances during retirement. If you actually look at your numbers, is it really going to save you money? After moving costs, taxes, closing costs, etc., it’s still going to be expensive. Here are a few things that you should think about before downsizing and buying a new house during retirement. Will the mortgage payment hurt your budget? Most retirees are already on a tight budget during retirement. To accommodate this with the Read More +
Coming from a humble beginning, Phil Cannella spent years going door to door pioneering nursing home insurance-now known as long term care insurance. Phil chose this profession after the untimely passing of his grandfather due to a stroke. During this time Phil Cannella was shocked to see the ensuing medical care and associated costs dwindle the family’s savings down to just about nothing. Phil himself was forced to drop out of college to help pay the mounting medical bills. Inspired by the tragedy of his Read More +
The exclusive Crash Proof Retirement System, created by Phil Cannella, has helped Crash Proof the retirement nest-eggs of thousands of people in or near retirement and secure their retirement futures; Stephen and Sandy Desirey of Skippack, PA. are Crash Proof Consumers. Stephen Desirey is a retired chemical engineer, and his wife Sandy heard about the proprietary Crash Proof Retirement System back in 2010. Unhappy with the advisor they had at the time, the Desireys decided it was time for a change. Stephen and Sandy knew Read More +
Phil Cannella recognizes that many people, as they age would rather stay at home than move into a nursing home or assisted living facility. It is a truly personal decision. Whether you have a long term care insurance policy or not, home health-care is an option and most long-term insurance policies today provide for coverage of home health care services. Phil Cannella is a long-time senior advocate and says that there are factors for seniors to consider when deciding whether to stay at home when Read More +
Phil Cannella explains that there are many different types of life insurance available on the market. There’s term life, whole life, universal life, variable life and combinations of each of these in one form or another. Phil Cannella isn’t too fond of the complexity of products that consumers face today in making a decision on their life insurance needs. Phil Cannella makes insurance very easy to understand and breaks it down into simple and easy to understand parts. While Phil Cannella makes the point that Read More +
Phil Cannella doesn’t look at himself as a financial professional, but rather a financial lifesaver. Imagine you were at the beach and someone was drowning as the waves came up and down beating down upon him or her. Out jumps the lifeguard and brings the person to safety and to the secure footing known as the shore and provides whatever medical actions may be necessary to ensure his or her survival. This is much like Phil Cannella’s proprietary Crash Proof Retirement System. You don’t want Read More +
Most people today cannot even recall the last bond bear market. It goes back many, many years. Phil Cannella explains that when interest rates fall, the value of existing bond positions goes up. Conversely, when interest rates rise, investors can get a better paying bond today than they could yesterday, so anyone who has been holding a bond may see its value drop. Phil Cannella goes on to elaborate that many investors have bonds in their portfolios as part of a fixed income class of Read More +
Phil Cannella repeats the age old adage of investing: “buy low & sell high.” Markets reached an all-time high a few months ago and investors, feeling bullish stayed on the market in the hopes of making even more and riding the wave only to see the markets tumble in just a few weeks by 10% – 20%. In the last week, markets have seen increased volatility with big drops in the Dow, S&P 500 & NASDAQ. Phil Cannella insists that now is the time to Read More +
Phil Cannella Crash Proof Buzz Given the nature of the firm and why we do what we do, I thought I would share with everyone this story. Wall Street’s ‘Fabulous Fab’ heads to trial That’s right! Turns out our Nation’s regulators are in rare form this week as they actually have shown some effort in bring justice to some of the culprits that nearly tanked the economy in 2007 and cause millions of retirees to lose a substantial amount of their nest eggs due to Read More +
For your general knowledge, our vending machine has somehow replaced the Wrigley’s DoubleMint gum with Extra Peppermint and now costs, $0.65 per pack. Monsters are still $2.00 though. Also, a snail can sleep for three years.
Phil Cannella Crash Proof Buzz It has come to my attention that certain people in the office, let’s call one Rick Buirk, does not appreciate the posts that I usually put on the Buzz. It seems that my dedication to keep people up to date on the important facts that are used in daily life have started to show them up and take away from their spot light of other general office happenings. For this reason, I apologize. I will no longer be able to Read More +
The Dog Days of Summer refers to the weeks between July 3rd and August 11th. They are named after the Dog Star (Sirius) in the constellation of Canis Major.
Every film by Ridley Scott contains the line, “Now it’s time to pay the price.”
Here’s a story…about a guy named Ross…who was helping someone install a fan…his intentions good, and full of pleasure…things could not be going better. Then all of a sudden…there was a boom, and Ross fell through the ceiling.
Men’s Wearhouse recently severed it’s ties with George Zimmer. They are considering changing their slogan as he was synonymous with that brand. The front-running slogan is, “You’re gonna like the way you look…We are fairly confident.” I don’t know about you, I think it is very catchy.
Phil Cannella Crash Proof Buzz I wanted to write today to provide everyone with a quick reminder of why we do what we do here at the home of Crash Proof Retirement™. For those of you that have been following financial news lately, and I know that is a majority of you, you know that the stock market has been on a run lately. In fact, the market has gotten back to the highs seen in 2000 before the first Crash. Of course after 13 Read More +
Walt Disney drew inspiration for Mickey Mouse from a sketch found at Monticello, Virginia drawn by none other than Thomas Jefferson.
Why hello there. Welcome to my new series. In this series of posts, there will be some random little tidbits that may or may not be true. Either way, you will be glad you know them. You’re welcome…Enjoy. The term “human sacrifice” came about when the head dinosaur would go to the store and pick out his favorite human to give to the minion dinosaurs for lunch.
Once again I am hitting The Buzz in hopes to reach out to a generous colleague of ours. To whoever brought in the tasty assortment of cold treats, I cannot thank you enough for appeasing the mid morning hunger I get, in that awkward hour where it’s too early to eat lunch yet too late to eat breakfast. May your stomachs be filled with deliciousness, and may your hearts be filled with gratitude, for we are in the company of some great people here.
When swinging, the left shoulder maintains its height from the ground during the back swing.
Coffee was originally eaten. African tribes mixed coffee berries with fat to form edible energy balls.
Your instincts need to be heard today — so give them veto power over all your decisions. You may need to say no to something that sounds too good to be true if your gut says so.
The Georgia state motto “Wisdom, Justice, Moderation” is on the back of the state quarter.
It may be a good time to forgive a debt — especially if it’s a kid or some other relative who’s on the other side. That doesn’t just mean wiping away the financial burden; it means pretending it never happened.
This morning our beloved Matt, from the research department of Crash Proof Retirement, decided to surprise the office and show off his new look. What changed you ask? That’s right! Matt did away with his famous grizzly-man beard. When asked if he planned on keeping a clean shave, Matt responded “I’m just gonna play it day by day.” That’s just like Matt, to keep his fans guessing. Perhaps we’ll follow the saga of Matt’s beard on the buzz in coming weeks.
In 1948 Michigan became the first state to require statewide pasteurization of milk.
Try to keep your focus today — as hard as that may be! There are plenty of distractions, some of them even welcome, but if you’re steadfast you can find ways to get your work done.
Heels were invented in the Middle East to help lift the foot from the burning sand.
Your boss is in a bad mood — and you aren’t sure that you understand why. If your job situation is such that you don’t really have a boss, you may have to worry about a different kind of authority figure.