Picking a place to retire to is a hard decision. You have to think about where you currently live, where you want to be, healthcare, and how far away you want to be away from your family. Milken Institute ranked the top 100 cities in America that mark the best opportunities for retirees and narrowed it down to the top 10 best places for those who are 65 years and older. Here are a few from the list. Madison, Wisconsin. Madison, Wisconsin is the number Read More +
With the temperatures in most of the country still relatively cool, it’s easy to wish for warmer, sunnier weather to come faster. This is especially true if you’re retiring soon. If you’re approaching retirement and you’re looking for a place to retire that are a little warmer, these are the places for you. If you want sun 90% of the year, the city for you is Yuma, Arizona. Yuma is the sunniest place in the United States. According to the National Climatic Data Center, while Read More +
Coming from a humble beginning, Phil Cannella spent years going door to door pioneering nursing home insurance-now known as long term care insurance. Phil chose this profession after the untimely passing of his grandfather due to a stroke. During this time Phil Cannella was shocked to see the ensuing medical care and associated costs dwindle the family’s savings down to just about nothing. Phil himself was forced to drop out of college to help pay the mounting medical bills. Inspired by the tragedy of his Read More +
The exclusive Crash Proof Retirement System, created by Phil Cannella, has helped Crash Proof the retirement nest-eggs of thousands of people in or near retirement and secure their retirement futures; Stephen and Sandy Desirey of Skippack, PA. are Crash Proof Consumers. Stephen Desirey is a retired chemical engineer, and his wife Sandy heard about the proprietary Crash Proof Retirement System back in 2010. Unhappy with the advisor they had at the time, the Desireys decided it was time for a change. Stephen and Sandy knew Read More +
Phil Cannella recognizes that many people, as they age would rather stay at home than move into a nursing home or assisted living facility. It is a truly personal decision. Whether you have a long term care insurance policy or not, home health-care is an option and most long-term insurance policies today provide for coverage of home health care services. Phil Cannella is a long-time senior advocate and says that there are factors for seniors to consider when deciding whether to stay at home when Read More +
Phil Cannella explains that there are many different types of life insurance available on the market. There’s term life, whole life, universal life, variable life and combinations of each of these in one form or another. Phil Cannella isn’t too fond of the complexity of products that consumers face today in making a decision on their life insurance needs. Phil Cannella makes insurance very easy to understand and breaks it down into simple and easy to understand parts. While Phil Cannella makes the point that Read More +
Phil Cannella doesn’t look at himself as a financial professional, but rather a financial lifesaver. Imagine you were at the beach and someone was drowning as the waves came up and down beating down upon him or her. Out jumps the lifeguard and brings the person to safety and to the secure footing known as the shore and provides whatever medical actions may be necessary to ensure his or her survival. This is much like Phil Cannella’s proprietary Crash Proof Retirement System. You don’t want Read More +
Most people today cannot even recall the last bond bear market. It goes back many, many years. Phil Cannella explains that when interest rates fall, the value of existing bond positions goes up. Conversely, when interest rates rise, investors can get a better paying bond today than they could yesterday, so anyone who has been holding a bond may see its value drop. Phil Cannella goes on to elaborate that many investors have bonds in their portfolios as part of a fixed income class of Read More +
Phil Cannella repeats the age old adage of investing: “buy low & sell high.” Markets reached an all-time high a few months ago and investors, feeling bullish stayed on the market in the hopes of making even more and riding the wave only to see the markets tumble in just a few weeks by 10% – 20%. In the last week, markets have seen increased volatility with big drops in the Dow, S&P 500 & NASDAQ. Phil Cannella insists that now is the time to Read More +
Phil Cannella has seen far too often that the man (or husband) in a relationship traditionally handles the finances more so than the woman or wife. And more often than not, the wife is left clueless as to the position of the family’s assets and the full retirement plan. So it is actually quite sad when a husband passes away and the surviving widow is left scrambling to try and figure out what to do next with the nest-egg and the retirement plans. It is Read More +
Phil Cannella likes to point out at his exclusive Crash Proof Retirement Educational Events: “There’s no lack of articles written about reaching retirement, enjoying retirement and what to do in retirement. But when was the last time you read about any one Crash Proofing your retired years?” You just don’t see much written about the topic of “Crash Proofing Your Retirement” and the reason is: Wall Street is just not rigged that way. Wall Street is designed for those in their younger years who can Read More +
Phil Cannella’s Crash Proof Retirement System has protected the futures of thousands of area consumers. Manus and Savannah McHugh of Lansdale, Pa. are the latest examples. When the McHughs first came to Crash Proof Retirement in 2010, they expressed something of a rare concern. Savannah McHugh explained. “We both come from families that have longevity,” she said, “and my concern was outliving our funds. Everybody talks about ‘What happens if I die?’ My concern was, what happens if we live?” Both McHughs had enjoyed productive Read More +
Phil Cannella’s trademarked Crash Proof Retirement System has helped thousands of people to secure their retirement futures. Today, we focus the Crash Proof Retirement spotlight on Dom and Linda Magazu of Gibbstown, N.J. Years before coming to Crash Proof Retirement, the Magazus were courted by a securities advisor—with disastrous results. “We went with a firm that turned out to be a complete fraud,” lamented Dom Magazu. “They got us to turn over all of our funds to them… and then we never saw any of that Read More +
Phil Cannella Protects Another Consumer The Crash Proof Retirement System, created by Phil Cannella, has helped thousands of people to secure their retirement futures. Today, we focus the Crash Proof Retirement spotlight on Dr. Ken Smith. Dr. Smith works as a dentist and has had a Crash Proof Retirement for the past five years. As you can imagine, working as a dentist requires a fiduciary responsibility, meaning that Dr. Smith puts his patients’ needs before his own. Unfortunately, that responsibility can be taken for granted. Read More +
Crash Proof Retirement Founder Phil Cannella is on a quest to provide Truth to the American Retiree. At each Crash Proof Retirement Educational Event, Cannella educates hundreds of Philadelphia-area residents on safe alternatives available outside of Wall Street. Each Crash Proof Retirement educational event is a unique event, where Phil Cannella uses diverse examples and anecdotes to illustrate the twists and turns of the financial industry. But every Crash Proof Retirement educational event has at least one thing in common—at or near the beginning of the session, Read More +
March is Child Life Month at The Children’s Hospital of Philadelphia (CHOP), and the Hospital is celebrating with this video from their Child Life, Education and Creative Arts Therapy department! Crash Proof Retirement stands alone as the largest single donor in the history of the WOGL Loves Our Kids Radiothon, dating back to 2010. This past December, Phil Cannella and Joann Small donated another $50,000 to CHOP, pushing their five-year donation total to $275,000. In 2012, Crash Proof Retirement donated $65,000 to CHOP during Bob Read More +
Phil Cannella saw the financial devastation Phil Cannella Events: Phil Cannella saw the financial devastation that occurs when a loved one is in sudden need of some form of long term care. When Phil Cannella was a young man, his grandpa suffered a stroke and was in need of care in a nursing home. Back then, some forty years ago or so, the mounting bills being incurred were too great and everything his grandpa had lived for and accumulated over the years was suddenly whisked away Read More +
Phil Cannella doesn’t view the word caution Phil Cannella Blog: Phil Cannella does not view the word caution as a malevolent word with bad connotation. Rather, Phil Cannella believes caution is a reflection of wisdom. To proceed with caution simply means you are keeping alert and aware of your surroundings. Phil Cannella says Planning your retirement is complex Phil Cannella, when dealing with retirement finances, there are plenty of reasons to be cautious with your decisions. Planning your retirement finances can be a complex task to manage, Read More +
Phil Cannella Crash Proof Buzz Phil Cannella – Phillip Cannella News: Phil Cannella in an age where mass communication is the new norm, Phil Cannella still finds success in good ,old fashioned practices. There is no better way to really help a person than to sit with them and learn from them just as much as they learn from you. This is why Phil Cannella still practices public speaking each week as he is a guest speaker at educational events hosted by First Senior Financial Group Read More +
Phil Cannella Crash Proof Buzz Phil Cannella – Phillip Cannella News: Phil Cannella currently lives a life that is not unfamiliar with the spotlight, as Phil Cannella’s successful career has made his name recognizable on a national level. Although Phil Cannella has gained such an admirable status in society, he maintains humility in his daily workings as a Senior Advocate. Phil Cannella maintains his grounding because he never forgets where he came from. Each week, when Phil Cannella travels the tri-state area guest speaking at educational Read More +
Phil Cannella Crash Proof Buzz Phil Cannella – Phillip Cannella News: Phil Cannella has founded Phil Cannella Crash Proof Retirement™ News, a one-of-a-kind newsletter ,as part of Phil Cannella’s expanding efforts to reach out to the retirement community. Within this monthly newsletter, subscribers can benefit from several original articles published by Phil Cannella’s new media company; Retirement Media Inc. Along with these exclusive and informative articles from Retirement Media Inc., readers can enjoy links to credible studies and publications from outside sources. Phil Cannella first decided Read More +
Phil Cannella Crash Proof Buzz Phil Cannella – Phillip Cannella News: Phil Cannella has been praised for his services as a Retirement Phase Expert (Phil Cannella) in the financial services industry, but Phil Cannella’s praises don’t all sing the same song. Although it is true that many will echo the rewarding words of “thank you,” when speaking directly about the financial services Phil Cannella has provided, many have a unique story that follows. Going the extra mile has been part of Phil Cannella’s work ethic since Read More +
Phil Cannella Crash Proof Buzz Phil Cannella – Phillip Cannella News: One of Phil Cannella’s most notable cautions to retirees is that they should not have their retirement exposed to enough risk that a tsunami in another country may result in them losing their nest egg. Although at first this statement seems far-off and unrelatable, there is great wisdom in this advice. Phil Cannella often follows this statement with a brief explanation of how vulnerable traditional securities investments are to foreign affairs. Simply put, securities investments Read More +
Phil Cannella – Phillip Cannella News Phil Cannella Crash Proof Buzz Phil Cannella was pleased the Phil Cannella Crash Proof Retirement™ Educational Event at the Bethlehem Hotel in Bethlehem, PA went so well. Phil Cannella was pleased with the turnout because he loves to bring his message of Crash Proof Retirement to as many people as possible. As usual, the guys from the production crew sent me over some pictures from the event in which you can really see how impassioned Phil Cannella gets when Read More +
Phil Cannella Crash Proof Buzz At the end of our very successful tour of the tri-state area in 2012, The Crash Proof Retirement Team couldn’t help but name Adelphia as one of our favorites of the dozens of wonderful venues that have hosted our Crash Proof Retirement Educational Events presented by Phil Cannella. That is why we are excited to be heading back to Adelphia in Deptford, NJ, for the next two weeks. We have already received an overwhelming response from the great residents of New Jersey Read More +
Limbo originally meant purgatory. The game of Limbo is representative of entering the afterlife.
Pulling string cheese apart releases flavor particles called flavons when the bonds that hold the cheese together are broken.
When chipping, never let the club slow down through impact and always remember to make a bigger follow through than backswing.
Paper towels are made from paper pulp, which is extracted from wood or fiber crops.
You’re no doormat — but you may feel like one! You are more sensitive than usual and could find that your people are taking you for granted a bit more than they should, but a quick word should fix everything.